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MN Legislative Session 2025: Key Health Policy Updates

Minnesota Academy of Family Physicians

Mid-Year Formulary Changes (HF 1652/SF 1806): Seeks to prohibit health insurers from making mid-year changes to their drug formularies, ensuring stable access to prescribed medications for patients. Healthcare Access Fund (SF 1572): Proposes an assessment on health plans to support MinnesotaCare and Medical Assistance programs.

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Be The Market: How Doctors Should Invest Their Money

The Motivated MD

Here are a few reasons: Overwhelmingly, index funds have lower expense ratios because they are passively managed. No significantly excessive charge is needed to manage a fund that just mimics a market index. Diversification is a strategy for managing risk by holding different types of investments within a portfolio (e.g.,

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How Doctors Should Address Lifestyle Creep

The Motivated MD

I am using our weekly blog posts to create a future book that hopefully will apply to medical trainees and early career physicians looking to build generational wealth, get out of debt, and take control of their financial lives. I am in no way, shape, or form a financial professional, nor does this site provide formalized financial advice.

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Choosing to Rent or Buy a Home in 2025

The Motivated MD

As many learn throughout their medical training, we are often relocated every few years. Four years in medical school. Far too many people, medical trainees and physicians alike, succumb to the false narrative that you need to own a home to build wealth, and that is not true. This can help build your credit.

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