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Be The Market: How Doctors Should Invest Their Money

The Motivated MD

Add in the complexities of family life, child-rearing, and pursuing any interest outside of your career, and much of your time is spoken for. Here are a few reasons: Overwhelmingly, index funds have lower expense ratios because they are passively managed. You are already a hardworking professional. This saves you money.

Finance 52
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Choosing to Rent or Buy a Home in 2025

The Motivated MD

It shows that you can manage a large debt and make payments regularly without defaulting. Using the same parameters in the previous example, with an interest rate of 6.5%, but this time the family puts 30% down instead of 20%, the estimated mortgage cost is roughly $5,973.55. Paying down a mortgage is also good for your credit score.

Finance 52