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Be The Market: How Doctors Should Invest Their Money

The Motivated MD

How, then, can any physician find the time to research individual companies and make educated decisions on which publicly traded businesses are undervalued? Here are a few reasons: Overwhelmingly, index funds have lower expense ratios because they are passively managed. We simply cannot. There are not enough hours in the day.

Finance 52
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How Doctors Should Address Lifestyle Creep

The Motivated MD

Housing Aside from educational debt, housing is commonly the largest expense we will make in our lives. However, take the remainder of your pay raise (the other 90%) and use it to make sure you are maxing out all of your retirement accounts, paying down debt, saving for children’s education, and investing.

Finance 52
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Choosing to Rent or Buy a Home in 2025

The Motivated MD

It shows that you can manage a large debt and make payments regularly without defaulting. The education alone, learning how different variables affect affordability, can help you better grasp the factors at play and how you can use them to your advantage. Paying down a mortgage is also good for your credit score.

Finance 52