The Motivated MD

DECEMBER 18, 2024

Though I adhere to commonly agreed upon personal finance advice such as living ‘like a resident’ and well below your means, if you are overly frugal, you will deprive yourself of the enjoyment that is deserved when your income grows. ’ Having a high income and being wealthy are not synonymous.

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The Motivated MD

OCTOBER 3, 2024

Helene highlighted that even wealthy communities and well-financed and well-educated populations can be caught off guard and devastated. Budgeting for living expenses should be comprehensive (mortgage payments/rent, student loans, groceries, utilities, childcare—every. You have all seen it over the past week. It happens.

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The Motivated MD

NOVEMBER 26, 2024

There are also homeowners insurance costs, property taxes, flood insurance (depending on where you live), any upgrades to the home, utilities (sometimes included in rent expenses), upfront costs to include a downpayment, and closing fees. I know firsthand how much anxiety can come when deciding to rent or buy a home. This is no easy feat.

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The Motivated MD

SEPTEMBER 19, 2024

A study by Johns Hopkins in 2016 found that medical errors may potentially be the third leading cause of death nationwide. From the moment you start post-graduate education (internship and residency), this is seen as a physician’s first ‘real job.’ So yes, humans make mistakes. This is the same for personal finances.

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